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The result will be a present value cash settlement that will be less than the sum total of all the future payments because of discounting (time value of money). An ordinary annuity is a series of equal payments made at the end of consecutive periods over a fixed length of time. This variance in when the payments are made results in different present and future value calculations. Present value is...Read More

Moreover, marketable securities can come in the form of equity securities (e.g. ETFs, preferred shares) and debt investments (e.g. money market instruments). Marketable securities are typically included in the cash and cash equivalents line item, the first line item on the current assets section of the balance sheet. Cash reserves help deal with unforeseen challenges, act quickly on attractive acquisition opportunities, or settle financial obligations. Where to find a company’s...Read More

Keeping track of financial data for a business takes time, effort, and money. You can hire a freelance bookkeeper for different CFO services to give you peace of mind. Here’s everything you need to know about outsourced bookkeeping to help you get started and streamline your day-to-day operations. Essentially, you’ll give a third-party bookkeeper access to important financial information like bank statements, payroll, tax documents, and your accounting software. They’ll...Read More

In the end, the decision to add tech courses to the curriculum should align with the goals of the educational institution and the needs of the accounting profession, as well as the preferences and aspirations of the students. The accounting profession is constantly evolving, and educational programs should adapt to meet its changing demands. Michael Parrinello, CPA, is a partner at the Bonadio Group, a mid-sized accounting firm with offices...Read More

For more than 40 years, companies like Masco have partnered with Accounting Aid Society to support its mission of helping individuals and small businesses navigate complex tax and financial challenges. Accounting Aid Society, a local nonprofit dedicated to supporting the financial well-being of individuals and families, offers a variety of free services to make the process easier. Before you set up your bookkeeping spreadsheet, an essential first step is to...Read More